---
title: Mechanic's Lien is Filed, Now What?
description: the process to foreclose on a Mechanic's Liens
image: https://www.gallatin-law.com/hubfs/Canva%20images/Canva%20Design%20DAEVG931k44.png
---

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02/03/2021

# Mechanic's Lien is Filed, Now What?

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The recording of a[ mechanic's lien](https://www.findlaw.com/realestate/owning-a-home/understanding-mechanic-s-liens.html#:~:text=A%20mechanic's%20lien%20is%20a,remodeling%20or%20improving%20a%20home.) is not particularly difficult.  Foreclosing on it is a different animal. 

 

 

Supposing all of your pre-lien requirements were properly satisfied, collecting on a mechanic's lien requires an action referred to as a mechanic's lien foreclosure.  As the lien holder, you are the Plaintiff in the action.  The action is filed in whatever county the property is located and every person or company with an interest in the property must be named in the Complaint.  For example, if Jane Debtor lives in Lino Lakes and has a mortgage with Lender One based in Hugo, you file the action in Anoka County, then server both Jane and Lender One.  Even though Lender One is domiciled in Washington County, it must participate in the Anoka County action.

 

In addition to filing the action with the court before serving the parties, you file a Lis Pendens with the county recorder.  That documents provides notice to all that there is an open litigation with claims affecting title to the property.  With that document on record, any possible conveyance of the of the property by the debtor is impaired.

 

Companies must be represented by counsel in court.  If you are sitting on a mechanic's lien, get counsel and act quickly so you don't lose your lien rights.  Keep in mind though, even if you lose your lien rights it does not mean you lose your right to collect the money you are owed.

- [foreclosure](https://www.gallatin-law.com/blog/tag/foreclosure),
- [suit](https://www.gallatin-law.com/blog/tag/suit),
- [Mechanic's Liens](https://www.gallatin-law.com/blog/tag/mechanics-liens)

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## [Dan Gallatin](https://www.gallatin-law.com/blog/author/dan-gallatin)

Dan is a lifelong resident of Minnesota. Born in St. Paul, Dan spent many of his formative years growing up there before moving to White Bear Lake. After graduating from White Bear Lake, Dan spent four glorious years at the University of Wisconsin-Madison, earning a degree in two majors. Dan worked as a Senior Investigator at the Minnesota Department of Commerce for several years after graduating from college. During his final years Dan attended William Mitchell College of Law while still working full-time. During this exhausting 3 ½ year period Dan honed his skills in becoming an efficient, to-the-point legal practitioner. While at Madison Dan met his wife, Tonya, and together they moved to Minnesota to plant their roots. Dan and Tonya have two amazing, unique children and reside in Hugo.

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